Trusted Partners
The Vield Rewards Credit Card is designed for easy exposure to Bitcoin, with a simple and easy way to earn Bitcoin on every dollar you spend.
Rates, cashback tiers and terms are subject to change, and eligibility is based on your current Vield product relationship. Cashback is capped at $200 AUD per month, paid in Bitcoin at the price recorded at 4pm on the last day of the billing cycle; Bitcoin is a volatile asset and the AUD value of rewards may fluctuate.
Your cashback rate is based on your relationship with Vield.
Stack sats every time you swipe.
This product is rolling out in phases.
Early adopters get:
- Priority access to higher reward tiers
- Exclusive invite-only events
- First in line for future product upgrades
We built this card for people who want real rewards—not points.
Just use your Vield card anywhere Mastercard is accepted and earn Bitcoin back, automatically.
What cashback rate will I earn?
Your rate depends on your Vield product relationship. Existing Bitcoin-backed loan customers earn 5%, Safe Keeping (custody) customers earn 3.5%, and new or standard customers earn 2% — all paid in Bitcoin.
Is there a cap on how much cashback I can earn?
Yes. Cashback is capped at $200 AUD per month, paid in Bitcoin. For customers on the 5% tier, maximum rewards are reached at $4,000 in monthly spend. Lower tier customers will hit the cap at proportionally higher spend levels.
When is my cashback calculated and at what Bitcoin price?
Cashback is calculated at 4pm on the last day of your billing cycle using the Bitcoin price at that exact moment — not at the time of your individual purchases. This means the BTC amount you receive may vary depending on market conditions at month end.
What is the interest rate and interest-free period?
The card charges 21.99% p.a. on outstanding balances, with up to 44 days interest-free. To take full advantage, pay your closing balance in full by the due date each month.
Why does this card pay rewards in Bitcoin instead of points or cash?
Most credit cards reward you with airline points or fiat rebates that can lose value over time. The Vield Rewards Credit Card is built around a different philosophy — spend in AUD, earn in BTC, and automatically stack sats on every purchase. It's designed to help long-term holders grow their Bitcoin holdings through everyday spending without having to think about it.
Is this card right for me?
It's purpose-built for Bitcoin holders who want to grow their stack, Vield loan customers looking to maximise their existing relationship, and long-term holders who'd rather earn BTC than points. If you believe in holding Bitcoin for the long term, this card turns your everyday spend into a passive accumulation strategy.
Vield Pty Ltd (ABN 92 658 666 356) is a digital currency service provider registered with AUSTRAC (DCE100809730-001).
Vield Capital Pty Ltd (ABN 38 672 205 113) as Credit Representative (No. 553950) of LSL Alternative Credit Pty Ltd (ABN 55 641 811 181) Australian Credit Licence No. 526970.
The Virtual Prepaid Mastercard® is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard. Vield Capital Pty Ltd (ABN 38 672 205 113, AR No. 1310503) is an Authorised Representative of Immersve Pty Ltd and the distributor and promoter of the card. We recommend you consider the Product Disclosure Statement and Target Market Determination before making any decision to acquire the product.
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